Connect with us

Culture

Stop Being Broke In 30 Days

Published

on

Who doesn’t want extra money in their savings account at the end of the month. Tired of having an empty wallet and staring at your account having a balance of zero. No matter your reasons, improving your finances should always be one of your goals. Building a plan and following a plan is easier than most people make it. You don’t need Harvard level of finances to start changing some of your terrible money habits.

This article will not focus on one month “buy nothing”  plan. A buy nothing month is simple: buy nothing that’s not a necessity, and simplify your spending on necessities as much as possible. That means having the willpower to walk away from buying anything that is not necessary for your everyday existence.  That means avoiding going out to watch every summer movie, eating out every night, and buying those headphones that you don’t need.

If this sounds a bit extreme, it is. A buy nothing month is hardcore personal finance, but if you’ve been struggling to get your money in order, it’s time to turn off the spending altogether. You’ll learn a lot about your relationship with money when you’re constantly feeling the urge to spend and having to resist it. Learning to free yourself from the urge to spend is genuinely rewarding, so don’t be surprised if you emerge from your month with a new perspective. Also, you will have money put away in savings and you will no longer be broke.

Groceries

If you normally spend lots of money on going out to eat each month, this will be one of your biggest money savings, and also the biggest challenge. Stocking up on frozen entrees isn’t an option: they’re full of sodium and aren’t very nutritious. You can, however, have a few around for the days when work goes late and you come home utterly exhausted. Beyond that, it’s going to be you and your kitchen taking care of the meals — and without Starbucks to make your coffee for you, you’ll be up early taking care of breakfast. A little bacon and eggs in the mornings has more flavor than that drive-through breakfast sandwich you normally fuel up with, and costs pennies compared with fast food prices. And if you’re the type who sleeps to the last possible moment, a quick breakfast smoothie can be ready in less than a minute — plus it’s easy to take in the car.

Entertainment

Since you won’t be going out this month, you’ll need to focus on entertainment that doesn’t cost anything. That doesn’t mean you need to be a social leper, but hitting the bars isn’t in the cards this month. What you can do, however, is have people over to the house, make dinner for some friends and play some board games. If you already have the gear, activities like fishing and camping make a great choice. And you should still catch the big game, but watch it on somebody’s couch instead of at a sports bar.

In your alone time, be sure to spend a few minutes reflecting on your month. If it helps, you can jot down notes about your experiences to reflect on later. And reading should be at the top of your list of entertainment activities — it’s good for your brain, makes you a better man, and you’ll finally be tackling all those books you’ve bought but never read. If you’re the rare man with no unread books in the house, head to the library for a lifetime’s worth of free reading, and grab some CDs and movies while you’re there.

Bills

Consider the role bills have in your life. Know any friends who have a gym membership they never, ever use? It’s wasteful, and cutting that expense would save them money every month. So, go through all your subscriptions, bills and fixed costs, and suspend everything that can be paused or “turned off” for the month. Even though you may not get rid of the bill by suspending it for a month, you’re cutting through all the financial noise in your life, and the simplicity of this month will help you realize what’s actually worth keeping and what’s just fiscal clutter. If anything is more costly than it is useful, get rid of it. So, if you’ve been enjoying your Netflix, keep it, but if you’re not getting value from it, maybe you’re better off without it after all.

Bills and memberships are a special case with the buy nothing month: you can’t cancel your subscription to a magazine for a month and some memberships can’t be suspended for a month. They still get reviewed this month, though: use this time to review all of these costs, and decide whether or not they actually add value to your life.

Savings

It’s also important to make sure that all that money you saved goes to something useful. Don’t just leave it in your checking account to disappear a little at a time: save it, invest it or pay off some bills with it. Finally, it’s tempting to spend lavishly once the month is over. With the pressure of living so frugally finally off, many people go on a spending spree and undo all the saving they just did. So don’t “treat” yourself to something; just go back to your old spending habits, unless your old habits suck. Allow yourself a pat on the back for achieving your goal, then spend within your means and enjoy the nest egg you built up in record time.

Culture

Real Life Kwik-E-Mart Is Open For Business

Published

on

The Simpson iconic store the Kwik-E-Mart now has a real-world location.

The store opened it’s doors on Friday in Myrtle Beach, South Carolina. The store will sale memorabilia associated with Bart Simpson, his parents, Homer and Marge, sisters Lisa and Maggie and the rest of the globally known characters from the town of Springfield.

“This is the first, world’s first authentic Kwik-E-Mart. Every inch of this store is themed, including bringing products to life,” Mark Cornell, senior vice president of attractions development with simEx-Iwerks Entertainment, told WMBF News.

“The products that are on the show, you can actually come and experience in the store first hand. Sort of like getting a taste of the show.” Back in 2007, 7-Eleven converted a few of their chains into small-scale versions of the convenience store as a way of promoting the release of The Simpsons Movie. This newly-opened Kwik-E-Mart offers fans a much more immersive experience that allows them to see (and even taste) what it would be like to actually live in Springfield.

There is also similar version of the store opened in Universal Studios Orlando.

Continue Reading

Culture

Snoop And Matt Barnes Team Up For Cancer Benefit

Published

on

Snoop Dogg and Matt Barnes continue to help support the fight against cancer. On Sunday, the two stars held the fifth annual Athletes vs. Cancer All-Star Weekend.

Barnes created the nonprofit Athletes vs. Cancer (AVC) in memory of his mother, who died just 26 days after being diagnosed with stage four cancer, according to the organization’s website.

“This nonprofit is a community of influencers — musicians, athletes, actors — who come together to bring awareness to cancer but also support families who are harmed by cancer,” said Holly Baird, communications director for AVC. “They provide scholarships, care packages and all-around support for families.”

Heisman Trophy winner Reggie Bush also participated at the event.

“I think everybody here has been affected in some way, shape or form by cancer. Obviously, it’s a nasty disease. It’s taken a lot of people way too soon. I’ve been affected by it, close family members, friends, co-workers, and so I’ve known Matt and Snoop for a long time and they’ve supported me for a long time, so it’s only right that I come to support them.”

Continue Reading

Culture

Randy Moss Pays Tribute To Police Brutality Victims

Published

on

Former NFL wide receiver Randy Moss is now in the NFL Hall Of Fame. Moss stepped to the podium with a tie with the names of victims from Police Brutality.

The tie had the names of including Eric Garner, Tamir Rice, Sandra Bland, Alton Sterling, and Travyon Martin to name a few.

“What I wanted to express with my tie was to let these families know they’re not alone,” Moss said. “I’m not here voicing, but by [having] these names on my tie, in a big platform like the Pro Football Hall of Fame, there’s a lot of stuff going on in our country and I just wanted these family members to know they’re not alone.”

 

 

Continue Reading

Popular

Copyright © 2017 Clutch Media Group.