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Stop Being Broke In 30 Days

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Who doesn’t want extra money in their savings account at the end of the month. Tired of having an empty wallet and staring at your account having a balance of zero. No matter your reasons, improving your finances should always be one of your goals. Building a plan and following a plan is easier than most people make it. You don’t need Harvard level of finances to start changing some of your terrible money habits.

This article will not focus on one month “buy nothing”  plan. A buy nothing month is simple: buy nothing that’s not a necessity, and simplify your spending on necessities as much as possible. That means having the willpower to walk away from buying anything that is not necessary for your everyday existence.  That means avoiding going out to watch every summer movie, eating out every night, and buying those headphones that you don’t need.

If this sounds a bit extreme, it is. A buy nothing month is hardcore personal finance, but if you’ve been struggling to get your money in order, it’s time to turn off the spending altogether. You’ll learn a lot about your relationship with money when you’re constantly feeling the urge to spend and having to resist it. Learning to free yourself from the urge to spend is genuinely rewarding, so don’t be surprised if you emerge from your month with a new perspective. Also, you will have money put away in savings and you will no longer be broke.

Groceries

If you normally spend lots of money on going out to eat each month, this will be one of your biggest money savings, and also the biggest challenge. Stocking up on frozen entrees isn’t an option: they’re full of sodium and aren’t very nutritious. You can, however, have a few around for the days when work goes late and you come home utterly exhausted. Beyond that, it’s going to be you and your kitchen taking care of the meals — and without Starbucks to make your coffee for you, you’ll be up early taking care of breakfast. A little bacon and eggs in the mornings has more flavor than that drive-through breakfast sandwich you normally fuel up with, and costs pennies compared with fast food prices. And if you’re the type who sleeps to the last possible moment, a quick breakfast smoothie can be ready in less than a minute — plus it’s easy to take in the car.

Entertainment

Since you won’t be going out this month, you’ll need to focus on entertainment that doesn’t cost anything. That doesn’t mean you need to be a social leper, but hitting the bars isn’t in the cards this month. What you can do, however, is have people over to the house, make dinner for some friends and play some board games. If you already have the gear, activities like fishing and camping make a great choice. And you should still catch the big game, but watch it on somebody’s couch instead of at a sports bar.

In your alone time, be sure to spend a few minutes reflecting on your month. If it helps, you can jot down notes about your experiences to reflect on later. And reading should be at the top of your list of entertainment activities — it’s good for your brain, makes you a better man, and you’ll finally be tackling all those books you’ve bought but never read. If you’re the rare man with no unread books in the house, head to the library for a lifetime’s worth of free reading, and grab some CDs and movies while you’re there.

Bills

Consider the role bills have in your life. Know any friends who have a gym membership they never, ever use? It’s wasteful, and cutting that expense would save them money every month. So, go through all your subscriptions, bills and fixed costs, and suspend everything that can be paused or “turned off” for the month. Even though you may not get rid of the bill by suspending it for a month, you’re cutting through all the financial noise in your life, and the simplicity of this month will help you realize what’s actually worth keeping and what’s just fiscal clutter. If anything is more costly than it is useful, get rid of it. So, if you’ve been enjoying your Netflix, keep it, but if you’re not getting value from it, maybe you’re better off without it after all.

Bills and memberships are a special case with the buy nothing month: you can’t cancel your subscription to a magazine for a month and some memberships can’t be suspended for a month. They still get reviewed this month, though: use this time to review all of these costs, and decide whether or not they actually add value to your life.

Savings

It’s also important to make sure that all that money you saved goes to something useful. Don’t just leave it in your checking account to disappear a little at a time: save it, invest it or pay off some bills with it. Finally, it’s tempting to spend lavishly once the month is over. With the pressure of living so frugally finally off, many people go on a spending spree and undo all the saving they just did. So don’t “treat” yourself to something; just go back to your old spending habits, unless your old habits suck. Allow yourself a pat on the back for achieving your goal, then spend within your means and enjoy the nest egg you built up in record time.

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Puma Promises To Donate Proceeds From Peace On Earth Shoes To Trayvon Martin Foundation

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Puma has decided to show their support for against gun violence with a new line of sneakers.

The company announced it will donate $5 dollars from each shoe sold from the Peace On Earth line to the Trayvon Martin Foundation.

The PUMA Clyde Court colorway features a feather white knit build with off-white accents. Grey is featured at the heel counter while a touch of jolly red can be found at the top eyelet.

The sneaker will release on December 20.

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Juicy J Backed Water Company Sells For $525 Million

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Juicy J is celebrating after his investment in Core Water brand has paid off.

The company has been acquired by Keurig Dr. Pepper for $525 million. The Oscar-winning artists commented on the deal via Instagram typing, “The best investment I made in my life.”

Wholesale sales for CORE were between $70 and $80 million, while retail sales were close to $200 million. KDP expects to reel in $90 million in tax benefits as part of the deal.

“KDP has been an outstanding partner for CORE and I am certain that, under its ownership, CORE will continue to see tremendous long-term success,” founder Lance Collins said in a press release. “I am a strong supporter of the KDP strategy and business model and am looking forward to being a shareholder in the company.”

 

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Drake Wins Lawsuit Over Woman’s False Rape And Pregnancy Claims

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Drake has won his lawsuit with the woman that made false pregnancy and rape allegations against him in 2017. Layla Lace met Drake during last year’s Boy Meets World Tour in Manchester, England, where he claimed they had consensual sex.

According to TMZ, Drizzy won his case and Lace is prohibited from using media to assert the claims. Manchester police also investigated, once Lace made the claims and could not find any evidence.

Drake claimed that when he stopped responding to subsequent messages, she allegedly began threatening to leak their correspondence, publicly claimed he had impregnated her, accused him of rape, and demanded “millions of dollars” in exchange for silence. Drake is reportedly suing for civil extortion, emotional distress, fraud, defamation, and abuse of process.

The suit claimed Layla refused to take a paternity test and Layla and her lawyer went radio silent. Drake says the whole thing was a scam … “There is no credible evidence of pregnancy, nor any baby, which would have been born last Fall.”

Celebrity attorney Larry Stein, who’s repping Drake, tells TMZ … “The filing made by Drake against Layla Lace has been resolved, with Layla avoiding going to trial by agreeing to a stipulated judgment which prohibits her from repeating past statements she made against Drake.  Drake and his team are satisfied with this outcome and while Drake appreciates the support he has received, he asks that his fans and the media allow both parties to move on with their lives”

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